HVAC ElectricalDecember 22, 202410 min read

Wire Sizing for HVAC Systems: AC Units, Heat Pumps & More

Learn how to properly size wire for HVAC equipment including air conditioners, heat pumps, furnaces, and mini-split systems. This guide covers MCA, MOP, and NEC requirements for safe, code-compliant installations.

Heating, ventilation, and air conditioning equipment presents unique wiring challenges due to motor starting currents, outdoor installation requirements, and the critical nature of climate control systems. Proper wire sizing ensures your HVAC equipment operates safely and efficiently, meeting NEC requirements while providing reliable service for years. Understanding the nameplate ratings on HVAC equipment is essential for correct wire and breaker sizing.

Understanding HVAC Nameplate Ratings

Every HVAC unit has a nameplate listing electrical specifications required for proper installation. Two critical values, MCA and MOP, determine wire and breaker sizing. These values account for the high inrush current when compressor motors start.

MCA (Minimum Circuit Ampacity)

MCA specifies the minimum current-carrying capacity required for the circuit conductors. Wire must be sized to handle at least the MCA value using the 75 degrees C ampacity column. The MCA is calculated as 125% of the largest motor full load current plus the sum of all other loads, ensuring wire can handle motor starting current without overheating.

MOP (Maximum Overcurrent Protection)

MOP specifies the maximum size circuit breaker or fuse that can protect the circuit. Using overcurrent protection larger than the MOP violates code and creates a safety hazard because the breaker will not trip during a fault before wire damage occurs. The MOP is typically 175% to 225% of motor current to allow for starting inrush without nuisance tripping.

Critical Sizing Rule

Always use both MCA and MOP values from the equipment nameplate. Using standard ampacity-to-breaker ratios will result in incorrect sizing. The equipment manufacturer has calculated these values specifically for the motor characteristics of each unit.

Common HVAC Wire Sizing

Central Air Conditioners

Central AC units range from about 1.5 tons for small homes to 5+ tons for large residences. Wire size depends on the specific unit, but these typical ranges provide general guidance.

AC Size (Tons)Typical MCAWire Size (Copper)Typical MOP
1.5 - 2 tons12-15 amps14 AWG20 amp
2.5 - 3 tons15-21 amps12 AWG30 amp
3.5 - 4 tons21-26 amps10 AWG35-40 amp
5 tons26-32 amps8 AWG45-50 amp

Heat Pumps

Heat pumps have similar requirements to air conditioners since they use similar compressor technology. However, units with electric backup heat strips require additional capacity for the heating elements, which can significantly increase wire size requirements.

Heat Pump SizeWithout Aux Heat MCAWith 10kW Aux Heat MCAWire Size
2 tons13-16 amps55-60 amps6 AWG (with aux)
3 tons18-22 amps60-65 amps4-6 AWG (with aux)
4 tons23-27 amps65-75 amps4 AWG (with aux)
5 tons28-35 amps70-85 amps3-4 AWG (with aux)

Auxiliary Heat Impact

Electric auxiliary heat strips dramatically increase circuit requirements. A 3-ton heat pump with 10kW backup heat may need 4 AWG wire and a 60-70 amp breaker, compared to 12 AWG and 30 amps for the same unit without backup heat.

Mini-Split Systems

Ductless mini-split systems have become increasingly popular for their efficiency and zoning capability. Single-zone mini-splits typically require smaller wire sizes than central systems, but multi-zone systems with multiple indoor units can have substantial requirements.

Mini-Split Size (BTU)Typical MCAWire Size (Copper)Typical MOP
9,000 BTU6-8 amps14 AWG15 amp
12,000 BTU (1 ton)8-10 amps14 AWG15-20 amp
18,000 BTU (1.5 ton)12-15 amps14 AWG20-25 amp
24,000 BTU (2 ton)15-18 amps12 AWG25-30 amp
36,000 BTU (3 ton)18-24 amps10 AWG30-35 amp

Furnace Wiring Requirements

Gas and oil furnaces have relatively modest electrical requirements since electricity only powers the blower motor, ignition system, and controls. Electric furnaces, however, require significant power for resistance heating elements.

Gas and Oil Furnaces

Most gas and oil furnaces operate on a standard 120V, 15 or 20-amp circuit. The circuit powers the blower motor (typically 1/2 to 1 HP), electronic ignition, gas valve, and control board. Many furnaces can share a circuit with other equipment, but a dedicated circuit is recommended for reliability.

  • Voltage: 120V single phase
  • Circuit: 15-20 amp dedicated recommended
  • Wire: 14 AWG (15A) or 12 AWG (20A)
  • Additional: Low voltage thermostat wire (18/5 typical)

Electric Furnaces

Electric furnaces use resistance heating elements requiring substantial power. A typical 15kW electric furnace needs a 60+ amp 240V circuit. Larger units may require multiple circuits or three-phase power.

Electric Furnace SizeCircuit RequirementWire Size (Copper)Breaker
5 kW240V 30A10 AWG30 amp
10 kW240V 45A8 AWG50 amp
15 kW240V 65A4 AWG70 amp
20 kW240V 85A3 AWG90 amp

Outdoor Unit Installation Considerations

Air conditioner and heat pump condensing units are installed outdoors, requiring wire types rated for wet locations and physical protection appropriate for the installation.

Wire Type Requirements

  • USE or THWN-2 rated conductors for direct sunlight exposure
  • Wet-rated wire required for outdoor sections
  • UV-resistant jacket or conduit protection required
  • Liquidtight flexible conduit commonly used for final connection

Disconnect Requirements

NEC requires a disconnecting means within sight of and readily accessible from the outdoor unit. This disconnect must be rated for the circuit amperage and can be a pull-out type, circuit breaker, or switch. The disconnect allows service technicians to safely work on the unit without returning to the main panel.

Installation Tip

Install the disconnect on the wall near the unit at a height that is accessible but protected from routine disturbance. Many jurisdictions require the disconnect to be mounted so the bottom is between 4 and 6 feet above grade.

Thermostat and Control Wiring

In addition to power wiring, HVAC systems require low-voltage control wiring between the thermostat and equipment. This 24V wiring is typically 18 AWG multi-conductor cable.

System TypeMinimum ConductorsRecommended Cable
Heat only (gas or oil)2 wires18/2 thermostat wire
AC only4 wires18/4 thermostat wire
Heat + AC5 wires18/5 thermostat wire
Heat pump8 wires18/8 thermostat wire
Smart thermostat5+ wires (C required)18/5 or 18/8 thermostat wire

Modern smart thermostats typically require a C (common) wire for constant 24V power. Many older installations lack this wire, requiring either running new cable, installing an add-a-wire kit, or using a plug-in transformer adapter.

Voltage Drop Considerations

HVAC equipment is often located far from the electrical panel, with condensing units outside and air handlers in attics or basements. Long wire runs can result in voltage drop that affects equipment operation, particularly during high-current starting events.

Effects of Voltage Drop

  • Compressor motor overheating and premature failure
  • Difficulty starting in hot weather when demand is highest
  • Contactor chatter from insufficient coil voltage
  • Reduced efficiency and increased operating costs
  • Nuisance tripping of overcurrent protection

For long runs (over 50 feet), consider upsizing wire one gauge larger than minimum MCA requirements. While the NEC allows up to 5% voltage drop, HVAC manufacturers often recommend keeping voltage drop under 3% for reliable operation and equipment longevity.

Installation Best Practices

  • Always verify nameplate MCA and MOP before selecting wire and breaker
  • Use wet-rated wire types for any outdoor or potentially damp locations
  • Install a properly rated disconnect within sight of outdoor equipment
  • Support conduit and wire appropriately per NEC spacing requirements
  • Allow for future equipment upgrades by installing slightly oversized conduit
  • Include extra thermostat wire conductors for future smart thermostat installation
  • Ensure adequate clearances around equipment for service access

Proper wire sizing for HVAC equipment ensures reliable operation, code compliance, and equipment longevity. Always refer to the specific equipment nameplate for MCA and MOP values rather than relying on general guidelines, as these values vary significantly between manufacturers and models even for similar capacity equipment.

TOOLS

Calculate Your Wire Size

Use our professional calculators to determine the correct wire gauge, voltage drop, and ampacity for your electrical project.

Related Articles