Electrical ServicesDecember 21, 202411 min read

Service Entrance Wire Sizing Guide: 100A, 200A & 400A Services

Learn how to properly size service entrance conductors for residential and commercial electrical services. This guide covers NEC requirements for 100 amp, 200 amp, and 400 amp services including conductor sizing, grounding, and installation considerations.

The service entrance is the most critical part of any electrical system. It determines the total capacity available for all loads in the building. Proper service entrance wire sizing ensures safe operation, code compliance, and adequate capacity for current and future electrical needs. Whether you are installing a new service or upgrading an existing one, understanding NEC requirements for service conductor sizing is essential.

Understanding Service Entrance Components

A complete service entrance consists of several components, each with specific sizing requirements. Understanding how these work together helps ensure proper system design.

Service Drop vs Service Lateral

Overhead service (service drop) brings power from the utility pole via aerial cables to a weatherhead on the building. Underground service (service lateral) brings power through buried conduit from a pad-mounted transformer or underground utility lines. The wire sizing requirements are similar, but installation methods and protection requirements differ significantly.

Service Entrance Conductors

Service entrance conductors run from the point of utility connection to the main service disconnecting means (main breaker or fused disconnect). These conductors are not protected by overcurrent devices until they reach the main breaker, making proper sizing critical for safety.

Grounding Electrode Conductor

The grounding electrode conductor connects the service to the grounding electrode system (ground rods, water pipe, concrete-encased electrode). Its size is based on the size of the service entrance conductors per NEC Table 250.66.

Service Conductor Sizing Per NEC

NEC Article 230 governs service entrance requirements. Service conductors must be sized for the calculated load but cannot be smaller than the minimum sizes shown in Table 310.12.

Standard Service Sizes

Service SizeCopper ConductorAluminum ConductorTypical Application
100 Amp4 AWG2 AWGSmall homes, condos
125 Amp2 AWG1/0 AWGModerate homes
150 Amp1 AWG2/0 AWGMedium homes
200 Amp2/0 AWG4/0 AWGStandard new construction
320 Amp350 kcmil500 kcmilLarge homes
400 Amp400 kcmil600 kcmilLarge homes, light commercial

Temperature Rating Note

These sizes assume 75 degrees C rated conductors. Most service equipment uses 75 degrees C terminals, so conductors must be sized at 75 degrees C ampacity even if the wire itself is rated higher.

Residential Service Sizing

100 Amp Service

Once standard for residential construction, 100A service is now considered minimum and may not meet the demands of modern homes with central air conditioning, electric water heaters, and multiple high-power appliances. Many jurisdictions now require 200A minimum for new construction.

  • Copper conductors: 4 AWG THWN or equivalent
  • Aluminum conductors: 2 AWG THWN or equivalent
  • Neutral: Same size as ungrounded conductors or per calculation
  • Ground electrode conductor: 8 AWG copper minimum
  • Suitable for: Small homes under 1,500 sq ft with gas appliances

200 Amp Service

The current standard for residential construction, 200A service provides adequate capacity for most single-family homes including central air conditioning, electric ranges, clothes dryers, and future additions like EV charging.

  • Copper conductors: 2/0 AWG THWN or equivalent
  • Aluminum conductors: 4/0 AWG THWN or equivalent
  • Neutral: Can often be reduced to 1/0 copper or 3/0 aluminum
  • Ground electrode conductor: 4 AWG copper minimum
  • Suitable for: Most single-family homes up to 3,000+ sq ft

Cost Saving Tip

Aluminum service entrance cable (SER or SEU) is commonly used for residential services because it provides significant cost savings over copper with no performance disadvantage when properly installed.

400 Amp Service

Large homes, homes with significant workshop or shop loads, or homes with multiple high-power systems may require 400A service. This is typically provided as two 200A services from a meter pack rather than a single 400A service.

  • Usually configured as two 200A panels fed from a 400A meter main
  • Each panel fed with 4/0 AWG copper or 250 kcmil aluminum
  • Requires CT (current transformer) metering in many jurisdictions
  • Suitable for: Large luxury homes, home workshops, multi-unit dwellings

Neutral Conductor Sizing

The neutral conductor in a service entrance carries the unbalanced load between phases plus the full load of any 120V circuits. NEC 220.61 allows the neutral to be sized at 70% of the ungrounded conductor capacity for loads over 200 amps, but this reduction requires careful load calculation.

Service SizeMinimum Neutral (Copper)Minimum Neutral (Aluminum)
100 Amp4 AWG2 AWG
200 Amp (if calculated)1/0 AWG3/0 AWG
200 Amp (full)2/0 AWG4/0 AWG
400 Amp (if calculated)250 kcmil350 kcmil

Underground Service Installation

Underground services (service laterals) have additional requirements for conductor type and burial depth. USE-2 or XHHW-2 conductors are commonly used for underground installations.

Burial Depth Requirements

Installation MethodMinimum Depth
Direct burial cable24 inches
Rigid metal conduit (RMC)6 inches
Intermediate metal conduit (IMC)6 inches
Schedule 80 PVC18 inches
Schedule 40 PVC with concrete18 inches
Under concrete slab 4 inch thick18 inches (from bottom of slab)

Conduit Sizing

Service entrance conductors in conduit require adequate space for heat dissipation and pulling. Size conduit to allow no more than 40% fill with three or more conductors.

Service SizeMinimum Conduit (PVC)Minimum Conduit (RMC)
100 Amp (aluminum)1-1/4 inch1-1/4 inch
200 Amp (aluminum)2 inch2 inch
200 Amp (copper)1-1/2 inch1-1/2 inch
400 Amp (per run)2-1/2 inch2-1/2 inch

Service Entrance Cable Types

SER (Service Entrance Round)

SER cable contains three insulated conductors plus a bare neutral wrapped with tape, all within a PVC outer jacket. It is commonly used for above-ground service entrance runs and as a feeder to subpanels.

SEU (Service Entrance Underground)

SEU cable is similar to SER but uses a flat configuration that is easier to route through walls. Despite the underground name, SEU is not suitable for direct burial and is used for above-ground service entrance installations.

USE (Underground Service Entrance)

USE cable is specifically designed for direct burial underground service laterals. It features moisture-resistant insulation suitable for wet locations and burial without conduit.

Common Confusion Warning

Do not confuse SEU (Service Entrance Underground) with USE (Underground Service Entrance). Despite the similar names, SEU is NOT rated for direct burial. Only USE or conductors in conduit should be buried underground.

Service Upgrade Considerations

When upgrading from an older service (often 60A or 100A) to modern standards, several factors affect the project scope and cost.

Utility Requirements

Contact your utility company early in the planning process. They may need to upgrade the transformer serving your home, install a new meter base, or modify the service drop. Utility work can add significant time to the project and may involve fees.

Panel Location

Older homes often have panels in locations that do not meet current code requirements for working space or accessibility. A service upgrade may require relocating the panel, adding significant cost but improving safety and convenience.

Grounding System

Modern code requires more comprehensive grounding than older installations. A service upgrade typically requires installing new ground rods, bonding to water piping, and possibly installing a concrete-encased electrode if new concrete work is being done.

Commercial Service Sizing

Commercial services are typically three-phase and may be much larger than residential services. They require detailed load calculations per NEC Article 220 and often involve engineering calculations beyond basic wire sizing.

Service Size (3-Phase)Conductors per PhaseTypical Application
200 Amp3/0 AWG per phaseSmall retail, offices
400 Amp500 kcmil per phaseMedium commercial
600 Amp2 x 300 kcmil per phaseLarge retail
800 Amp2 x 400 kcmil per phaseLarge commercial
1200 Amp3 x 350 kcmil per phaseLarge buildings

Proper service entrance sizing ensures your electrical system can safely meet current and future needs. When planning a new service or upgrade, work with your utility company and local inspection department early in the process to understand all requirements. A properly sized service entrance is a long-term investment in your property safety and functionality.

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